Non Truckers Liability
Non trucking liability insurance provides coverage when your truck is being operated for non business purposes. This means you are not under dispatch and not hauling a load for a m...
Oscar DeLoera•
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ProTec Resources
Insights, updates, and practical guidance from our team.
Additional Insureds
If you’re running a trucking company, you’ve likely been asked to add someone as an additional insured on your policy. Whether it’s a broker, shipper, or motor carrier you’re worki...
Oscar DeLoera•
Loss Runs
Loss runs are official reports generated by your insurance carrier that show your claims history over a specific period of time—typically the last 3 to 5 years. A loss run report i...
Oscar DeLoera•
PSP (Pre-Employment Screening Program)
The trucking industry in the United States relies heavily on safety data to evaluate drivers and reduce risk on the road. One of the most important tools used by motor carriers, in...
Oscar DeLoera•
IFTA Decals
For trucking companies operating across multiple states, IFTA decals are a required part of staying compliant with fuel tax regulations. These decals indicate that a motor carrier ...
Oscar DeLoera•
EIN
Starting a trucking company involves more than buying a truck and finding loads. Motor carriers must establish their business properly with the government, and one of the most impo...
Oscar DeLoera•
LLC
When starting a trucking company, one of the first and most important decisions is choosing the right business structure. Many owner operators and motor carriers choose to operate ...
Oscar DeLoera•
MC
If you plan to operate a trucking company that hauls freight across state lines, you will likely need an MC number. This number is a critical part of federal trucking authority and...
Oscar DeLoera•
USDOT
If you operate a commercial trucking company in the United States, you have likely heard of a USDOT number. This number is one of the most important identifiers in the trucking ind...
Oscar DeLoera•
TXDMV
Many trucking companies operating within Texas must obtain a Texas Motor Carrier Registration through the TxDMV. This registration is required for certain businesses that transport...
Oscar DeLoera•
FMCSA/SAFER
The FMCSA SAFER system is one of the most important public databases in the trucking industry. If you operate a trucking company, understanding how the SAFER system works can help ...
Oscar DeLoera•
Adjusters
When a trucking accident or loss occurs, one of the first professionals involved in the claims process is an insurance adjuster. Insurance adjusters play a critical role in evaluat...
Oscar DeLoera•
Claims
From highway accidents to cargo damage, trucking companies face a variety of potential insurance claims that can threaten their financial stability. Understanding the most common t...
Oscar DeLoera•
Grain/Feed/Hay
Trucking companies that haul aggregate, grain, feed, and hay play a crucial role in supporting both the agricultural and construction industries. These materials are essential for ...
Oscar DeLoera•
Garbage/Refuse
Garbage and refuse trucking is a critical part of modern infrastructure. These specialized trucks collect and transport waste from homes, businesses, construction sites, and indust...
Oscar DeLoera•
Tankers
Tanker trucking is one of the most specialized segments of the transportation industry. Tanker trucks are designed to transport liquid and bulk materials that cannot be hauled usin...
Oscar DeLoera•
Cement Mixer
Cement mixer trucks play an essential role in the construction and infrastructure industries. These specialized trucks transport ready mix concrete from concrete plants to job site...
Oscar DeLoera•
Box Trucks
Box trucks play an important role in the transportation and delivery industry. Also known as straight trucks, box trucks are widely used for: local freight transportation, moving s...
Oscar DeLoera•
Hot Shot
Hot shot trucking has become one of the fastest growing segments of the transportation industry. Unlike traditional semi truck operations, hot shot trucking typically uses medium d...
Oscar DeLoera•
Reefer
Reefer trucking (short for refrigerated trucking) is a critical part of the transportation and logistics industry. Refrigerated trucks move temperature sensitive goods that must re...
Oscar DeLoera•
Dirt, Sand, and Gravel
Dirt, sand, and gravel hauling is one of the most important sectors of the trucking industry. These materials, often referred to as aggregates, are essential for construction proje...
Oscar DeLoera•
Flatbed
Flatbed trucking is one of the most important and specialized segments of the trucking industry. Unlike enclosed trailers such as dry vans, flatbed trailers have an open design tha...
Oscar DeLoera•
Dry Van
Dry van trucking is one of the most common and essential segments of the trucking industry. If you see a standard enclosed semi trailer on the highway, it is most likely a dry van ...
Oscar DeLoera•
MCS-150
If you operate a trucking company in the United States, the MCS 150 form is one of the most important compliance documents you must maintain. Motor carriers operating in interstate...
Oscar DeLoera•
The Trucking Industry
The trucking industry is one of the most important parts of the American economy. Trucks move the majority of goods across the United States, delivering everything from groceries a...
Oscar DeLoera•
Factoring
One of the biggest challenges in the trucking industry isn’t finding freight — it’s getting paid on time. Many brokers/shippers take 30 60 days to pay freight invoices. Meanwhile, ...
Oscar DeLoera•
UIIA Intermodal Containers
Intermodal transportation is a major part of modern logistics. Many trucking companies haul shipping containers that originate from: Ocean ports, rail yards, or container terminals...
Oscar DeLoera•
Freight Broker
A freight broker acts as the middleman between shippers and trucking companies. Their job is to connect businesses that need freight moved with carriers who have trucks available.
Oscar DeLoera•
IFTA
If you run a trucking company and drive across state lines, fuel taxes can get complicated fast. Every state has its own fuel tax rules. Without a standardized system, truckers wou...
Oscar DeLoera•
Cargo
When a trucking company picks up a load, they are responsible for that freight from the moment it is loaded until it is delivered. If the cargo is damaged, stolen, or destroyed, th...
Oscar DeLoera•
General Liability
General liability coverage protects trucking companies from risks that occur off the road, including incidents at business locations, loading docks, warehouses, or customer facilit...
Oscar DeLoera•
Trailer Interchange
In the trucking industry, it is very common for drivers to haul trailers that they do not own. Whether working with brokers, freight carriers, or shipping companies, many trucking ...
Oscar DeLoera•
Electronic Logging Devices (ELDs)
Electronic Logging Devices (ELDs) have become a standard part of the modern trucking industry. These devices are designed to record a driver’s Hours of Service (HOS) automatically,...
Oscar DeLoera•
Bonds/Permits
The construction and aggregate hauling industry plays a critical role in the Texas economy. Dump trucks hauling dirt, sand, gravel, and other construction materials keep infrastruc...
Oscar DeLoera•
Dash Cams
Dash cams have quickly become one of the most important safety tools in the trucking industry. A dash cam (dashboard camera) is a device installed inside the truck that records the...
Oscar DeLoera•
Truckers Liability
This type of insurance protects you financially if you cause an accident while operating your truck and someone else suffers property damage or bodily injury. Having the right cove...
Oscar DeLoera•
Physical Damage
Physical damage insurance is the coverage that protects your truck itself. In personal auto insurance this is often called “full coverage,” but in the trucking industry it is refer...
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