Resources
Straight answers on insurance, compliance and running a trucking company.
Additional Insureds
If you’re running a trucking company, you’ve likely been asked to add someone as an additional insured on your policy. Whether it’s a broker, shipper, or…
Read moreAdjusters
When a trucking accident or loss occurs, one of the first professionals involved in the claims process is an insurance adjuster. Insurance adjusters play…
Read moreBill of Sale
A bill of sale is a legal document that records the transfer of ownership of a truck (or any equipment) from one party to another. It acts as proof of…
Read moreBonds/Permits
The construction and aggregate hauling industry plays a critical role in the Texas economy. Dump trucks hauling dirt, sand, gravel, and other construction…
Read moreBox Trucks
Box trucks play an important role in the transportation and delivery industry. Also known as straight trucks, box trucks are widely used for: local…
Read moreBuilding Property
Building Property Coverage is a type of commercial property insurance that protects the physical structure of your business property against covered risks…
Read moreBusiness General Liability
Business General Liability Insurance is a foundational policy designed to protect your company from third-party claims involving bodily injury, property…
Read moreBusiness Personal Property
Business Personal Property (BPP) covers the physical items your business owns that are not permanently attached to the building. This includes equipment…
Read moreCargo
When a trucking company picks up a load, they are responsible for that freight from the moment it is loaded until it is delivered. If the cargo is…
Read moreCement Mixer
Cement mixer trucks play an essential role in the construction and infrastructure industries. These specialized trucks transport ready-mix concrete from…
Read moreClaims
From highway accidents to cargo damage, trucking companies face a variety of potential insurance claims that can threaten their financial stability.…
Read moreDash Cams
Dash cams have quickly become one of the most important safety tools in the trucking industry. A dash cam (dashboard camera) is a device installed inside…
Read moreDirt, Sand, and Gravel
Dirt, sand, and gravel hauling is one of the most important sectors of the trucking industry. These materials, often referred to as aggregates, are…
Read moreDry Van
Dry van trucking is one of the most common and essential segments of the trucking industry. If you see a standard enclosed semi-trailer on the highway, it…
Read moreEIN
Starting a trucking company involves more than buying a truck and finding loads. Motor carriers must establish their business properly with the…
Read moreElectronic Logging Devices (ELDs)
Electronic Logging Devices (ELDs) have become a standard part of the modern trucking industry. These devices are designed to record a driver’s Hours of…
Read moreFactoring
One of the biggest challenges in the trucking industry isn’t finding freight — it’s getting paid on time. Many brokers/shippers take 30-60 days to pay…
Read moreFlatbed
Flatbed trucking is one of the most important and specialized segments of the trucking industry. Unlike enclosed trailers such as dry vans, flatbed…
Read moreFMCSA/SAFER
The FMCSA SAFER system is one of the most important public databases in the trucking industry. If you operate a trucking company, understanding how the…
Read moreFreight Broker
A freight broker acts as the middleman between shippers and trucking companies. Their job is to connect businesses that need freight moved with carriers…
Read moreGarbage/Refuse
Garbage and refuse trucking is a critical part of modern infrastructure. These specialized trucks collect and transport waste from homes, businesses,…
Read moreGeneral Liability
General liability coverage protects trucking companies from risks that occur off the road, including incidents at business locations, loading docks,…
Read moreGrain/Feed/Hay
Trucking companies that haul aggregate, grain, feed, and hay play a crucial role in supporting both the agricultural and construction industries. These…
Read moreHot Shot
Hot shot trucking has become one of the fastest-growing segments of the transportation industry. Unlike traditional semi-truck operations, hot shot…
Read moreIFTA
If you run a trucking company and drive across state lines, fuel taxes can get complicated fast. Every state has its own fuel tax rules. Without a…
Read moreIFTA Decals
For trucking companies operating across multiple states, IFTA decals are a required part of staying compliant with fuel tax regulations. These decals…
Read moreLease Agreements
A lease agreement is a legal contract between a truck owner (lessor) and a motor carrier (lessee). It outlines how the truck will be used, who is…
Read moreLLC
When starting a trucking company, one of the first and most important decisions is choosing the right business structure. Many owner-operators and motor…
Read moreLoss Payee
A loss payee is a person or company (usually a lender or finance company) that has a financial interest in your truck. If your truck is financed, the…
Read moreLoss Runs
Loss runs are official reports generated by your insurance carrier that show your claims history over a specific period of time—typically the last 3 to 5…
Read moreMC
If you plan to operate a trucking company that hauls freight across state lines, you will likely need an MC number. This number is a critical part of…
Read moreMCS-150
If you operate a trucking company in the United States, the MCS-150 form is one of the most important compliance documents you must maintain. Motor…
Read moreMotor Vehicle Reports (MVRs)
A Motor Vehicle Report (MVR) is a record of your driving history issued by your state’s Department of Motor Vehicles (DMV). It includes traffic…
Read moreNon Truckers / Bobtail
Non-trucking liability insurance provides coverage when your truck is being operated for non-business purposes. This means you are not under dispatch and…
Read moreOccupational Accident
Occupational accident insurance (often called “Occ/Acc”) is a policy that provides benefits if a trucker is injured while working. It is designed…
Read morePhysical Damage
Physical damage insurance is the coverage that protects your truck itself. In personal auto insurance this is often called “full coverage,” but in the…
Read morePSP (Pre-Employment Screening Program)
The trucking industry in the United States relies heavily on safety data to evaluate drivers and reduce risk on the road. One of the most important tools…
Read moreReefer
Reefer trucking (short for refrigerated trucking) is a critical part of the transportation and logistics industry. Refrigerated trucks move…
Read moreTankers
Tanker trucking is one of the most specialized segments of the transportation industry. Tanker trucks are designed to transport liquid and bulk materials…
Read moreThe Trucking Industry
The trucking industry is one of the most important parts of the American economy. Trucks move the majority of goods across the United States, delivering…
Read moreTrailer Interchange
In the trucking industry, it is very common for drivers to haul trailers that they do not own. Whether working with brokers, freight carriers, or shipping…
Read moreTruckers Liability
This type of insurance protects you financially if you cause an accident while operating your truck and someone else suffers property damage or bodily…
Read moreTXDMV
Many trucking companies operating within Texas must obtain a Texas Motor Carrier Registration through the TxDMV. This registration is required for certain…
Read moreUIIA Intermodal Containers
Intermodal transportation is a major part of modern logistics. Many trucking companies haul shipping containers that originate from: Ocean ports, rail…
Read moreUSDOT
If you operate a commercial trucking company in the United States, you have likely heard of a USDOT number. This number is one of the most important…
Read moreWaiver of Subrogation
A waiver of subrogation means your insurance company gives up the right to go after another party for a claim. In simple terms, even if someone else…
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